January is Living Benefits Awareness Month.

Learn more about the power of Living Benefits life insurance! 

Living Benefits Awareness Month
RAISING AWARENESS ABOUT life insurance with living benefits

Life Insurance WITH Living Benefits: THE BEST-KEPT
 SECRET IN LIFE INSURANCE

Every January, Living Benefits Awareness Month serves to help agents to educate American families about a powerful new breed of life insurance that the vast majority of American consumers don't know exists. Life insurance with Living Benefits bring a modernized, next-generation level of protection over traditional life insurance. These features allow access to the life insurance policy's death benefit while the policyholder is still alive if they suffer a major illness or injury - and doesn't cost anything extra.

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LBAM Ambassadors | Alliance Group
RAISING AWARENESS ABOUT life insurance with living benefits

2023 Living Benefit Awareness Month Ambassadors

LBAM 2023 | Alliance Group

Drialys Muñoz

UniVista

Helping people in her community learn how to make their money "work" for them, and to help them secure a healthy retirement.

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LBAM 2023 | Alliance Group

Jeremy Springer

Pike Creek Financial Group

Helping single parents in his local community learn about, and obtain Living Benefits life insurance for themselves and their children.

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LBAM 2023 | Alliance Group

Sharon Mooney

Five Rings Financial

Helping people in her community learn how to make their money "work" for them, and to help them secure a healthy retirement.

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LBAM 2023 | Alliance Group

Dylan Janzen

Legacy Insurance Group

Utilizing his experience in the farming industry, Dylan will be helping farmers learn about Living Benefits, with a focus on succession planning.

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LBAM 2023

LBAM's Theme for 2023

LBAM 2023 | Alliance Group

GoFundMe is a wonderful tool that allows us to help friends, family, and fellow human beings who are in desperate need of financial help after an unexpected health event. However, all research and statistics show that GoFundMe is not a reliable source of funds in an emergency and should NOT be your backup plan if something goes suddenly sideways with your health!

Did You Know?

- Only 12% of GoFundMe campaigns reach their funding goal.
- More than 16% of GoFundMe campaigns go completely unfunded.

Rather than relying on the charity of others in the wake of a major illness or injury, you owe it to yourself and those who rely on you financially to have planning in place for that scenario.  Living Benefits are free features that allow you to accelerate your life insurance policy’s benefits while you’re still alive, putting potentially hundreds of thousands of dollars in your hands upon diagnosis of a major illness or injury.

GoFundMe is not a reliable backup plan if you get sick.

Living Benefits Awareness Month | Alliance Group
Living Benefits Awareness Month | Alliance Group
Living Benefits Awareness Month | Alliance Group
medical bankruptcies make up
50%
of all bankruptcies filed
Of patients that file for medical bankruptcy
68%
of them were covered with health insurance
1.5M
Americans will be diagnosed with cancer this year
805,000
Americans will have a heart attack this year.
Learn more about

living benefits LIFE INSURANCE

Are you still protecting your family and finances with the "old kind" of life insurance that only pays out if you die? Living Benefits life insurance is the new, evolved kind of life insurance. With life insurance with Living Benefits, you have the power to accelerate your death benefit while you're still living if you suffer a heart attack, cancer diagnosis, stroke, or any other Critical, Chronic, or Terminal illness. Living Benefits safeguard your family from the cause of 50% of the bankruptcies in the U.S. every year - medical bankruptcy following a critical illness.

WHAT ARE LIVING BENEFITS?
There are additional benefits associated with our life Insurance  solutions provided by riders at no additional cost. We call them Living Benefits, and we have been providing them since 1998. Depending on the product, living benefits can provide cash should a qualifying terminal, chronic or critical illness or critical injury occur. It's money in hand when it's needed the most. It's life insurance you don't have to die to use!

Living Benefits: Explained
What exactly is life insurance with Living Benefits? How do they work? What's the catch? In this video, we answer the most frequently asked questions about this revolutionary new kind of life insurance.
Living Benefits & Airbags
You wouldn’t buy a new car that didn’t come equipped with airbags, right? So why would you own a life insurance policy that doesn’t come equipped with modern features that allow you early access to your death benefit if you get sick? Life insurance with living benefits is the answer - learn why.
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