Every January, Living Benefits Awareness Month serves to help agents to educate American families about a powerful new breed of life insurance that the vast majority of American consumers don't know exists. Life insurance with Living Benefits bring a modernized, next-generation level of protection over traditional life insurance. These features allow access to the life insurance policy's death benefit while the policyholder is still alive if they suffer a major illness or injury - and doesn't cost anything extra.
Are you still protecting your family and finances with the "old kind" of life insurance that only pays out if you die? Living Benefits life insurance is the new, evolved kind of life insurance. With life insurance with Living Benefits, you have the power to accelerate your death benefit while you're still living if you suffer a heart attack, cancer diagnosis, stroke, or any other Critical, Chronic, or Terminal illness. Living Benefits safeguard your family from the cause of 50% of the bankruptcies in the U.S. every year - medical bankruptcy following a critical illness.
WHAT ARE LIVING BENEFITS?
There are additional benefits associated with our life Insurance solutions provided by riders at no additional cost. We call them Living Benefits, and we have been providing them since 1998. Depending on the product, living benefits can provide cash should a qualifying terminal, chronic or critical illness or critical injury occur. It's money in hand when it's needed the most. It's life insurance you don't have to die to use!